Editing Outlaw Star RPG (section)

=Setting Rules=

==Debts==
When a player fails a wealth test, they may choose to take a debt instead.  This debt turns the failed test into an automatic success, but the player now owe's someone.  The money lender could be an existing ally or backer, or a shadier character of the SM's design.  Regardless, the character to whom the debt is owed may name their own terms of the debt.  Generally, these terms will require another wealth test at +5 be made at a later date (to cover interest), but may require a lower wealth test if it's a debt between friends, or for the player perform a service or complete a specific task rather than pay back the money.  Of course, the Towards Stars Setting is full of pirates and outlaws, and a player may opt to never repay a debt.  This is the easy way out, but not always the smartest, as it will mean the player loses standing with any allies or backers they welch on (losing a dot in the relevant background if the terms of the debt are not met, until the debt is cleared by some other means), and may even earn them a new enemy.  Regardless of what the relationship with the unpaid character becomes, all future wealth tests in the location the unpaid debt was taken are at +10 for the character and anyone associated with him, as they are forced to circumvent the normal channels to avoid the attention of the people they owe.