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• 03:10, 20 June 2026 198.20.178.1 talk created page Best Travel Credit Cards For Points (Created page with "Cardholders generally start with a $700 spending limit, which is effectively reduced to $525 by the first-year annual fee, assessed at account opening. Just be prepared for your credit score to drop once the closed account hits your credit report. But if the card costs more than it’s worth — has a high annual fee or benefits you can’t use — then it may make sense to close your accoun<br><br><br>While there is a possibility of instant approval with most cards you...")